🔥 Best Term Plans for 2026

Compare India's Top Term Life Insurance Plans

Don't just buy, compare the smartest term plans side-by-side. Save up to 25% on premiums with direct comparisons verified by InsuranceBolo experts.

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Insurer & Plan	Claim Settlement (CSR)	Amount Settlement (ASR)	Key Features	Action
HDFC Term Life Click 2 Protect Supreme Plus	99.1%	93.9%	Inflation-beating 200% cover upgrade Special 15% discount for women	View Plan
LIC Life Tech Term Plan	98.5%	92.1%	Most trusted sovereign guarantee No medical test required for fit cases	View Plan
SBI Term Life eShield Next	98.8%	91.5%	Customisable milestone cover upgrades Better half benefit (spouse cover)	View Plan
Budget Pick ICICI Term Plan iProtect Smart Plus	98.2%	92.8%	Affordable terminal illness covers Instant payout on critical illnesses	View Plan
Highest Trust Axis Max Life Smart Term Plan Plus	99.3%	96.2% (Highest)	Premium break up to 12 months allowed 2X premium return on special exit	View Plan
Kotak Term Plan E-Term Plan	98.1%	90.2%	Step-up option for major life events Flexible permanent disability payout	View Plan

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